Dione Ramsdill

🎃🥧 Life Insurance, Simplified: October is a great time to update beneficiaries after life changes. Is yours current? Do you have coverage through your job? If so, is it enough? Stop by or give me a call today and let’s make sure! 📞😊

Please call, text or email the office for a personalized quote today!

Celebrating 29 years with State Farm! I've been an agent in my hometown of Wilton, NY since 2006. My husband Chris is also a Saratoga Springs native and together we've raised two wonderful sons here.

Community involvement is important to me. I’m a Saratoga Springs Lions Club volunteer and Past President, a Saratoga County Chamber of Commerce member, and a sponsor of Wilton Youth Baseball and Saratoga‐Wilton Soccer.

I earned my B.A from Albany State University in Spanish/Business. While working and raising our sons I also completed my M.B.A. from Dowling College and earned my Chartered Property Casualty Underwriter (CPCU) and Chartered Fin Consult. (ChFC) in insurance and financial education. I believe in life long learning! My office is a Gold Honor Club award recipient, 4x Chairman's Cir Award winner and 19 time Ambassador Travel Qualifier.

We proudly serve Wilton, Gansevoort, Saratoga Springs, Ballston Spa, Clifton Park and the Greater Saratoga County area, Greenwich, Cambridge, Argyle, Schuylerville, Greenfield, Corinth, Glens Falls, Hudson Falls, Lake George, Bolton Landing, Lake Luzerne- New York, Vermont and now Connecticut! We would love to give you a free Home, Auto, Renters or Life insurance quote for NY, VT or CT. Call us today!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Dione is proud to serve the Saratoga Springs & Wilton community.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Serving Saratoga Springs and the surrounding area, Dione can help answer your questions.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Have questions? Dione in Saratoga Springs can walk you through your options.

Q: What exactly is renters' insurance and how does it work?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Dione works with Saratoga Springs residents to find coverage that fits.

Q: What is life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. For personalized coverage in Saratoga Springs, NY, reach out to Dione.

Q: Do you have to have home insurance?

A: Whether homeowners' insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Connect with Dione for insurance guidance in New York, Vermont & Connecticut.